Roi Net

DIGITAL BANKING

Aadhar enabled banking, Cash In-Cash Out
Mini-ATM

INSURANCE

Buy / renew insurance
Life, Asset, Health

DOORSTEP BANKING

Cash delivery at home
Government services

LIFE IMPROVEMENT

Solar powered home lighting solutions
Helping more hours at work for more earning

UTILITIES AND TRAVEL SERVICES

Bill pay, recharges, coupons
Railway/Bus/Taxi booking

LENDING (CURRENTLY UNDER PILOT)

Instant digital credit for working capital
needs for CSPs

REMITTANCE SERVICES

Domestic remittance
International inwards remittance

PLANNED LAUNCHES – 2020

Assisted e-commerce
Pre-paid cards
Business suite to manage accounting/taxes/credit

Bank the unbanked; serve the under-served; offer access to basic banking to the communities near you. As BC Retailer get the power to improve quality of life for people near you

 

Bank the unbanked; serve the under-served; offer access to basic banking to the communities near you. As BC Retailer get the power to improve quality of life for people near you

Business Correspondent (BC) Services
Benefits to customers:
  • Near-door-step banking
  • Bank agnostics – operate account of any bank
  • Quick, easy, paperless using Aadhaar
  • Service availability beyond banking hours and holidays
  • Absolutely free of cost
Benefits to Retailer:
  • Simple to start and operate with small initial investment
  • Kiosk branding with Bank’s logo; Induces immediate trust
  • Technology driven; completely digital; secure; paperless
  • Comprehensive services portfolio – more services; more commission earnings
  • Good use of cash in drawer
 

Provide basic banking facilities like cash withdrawal and balance enquiry to customers without searching for ATM or bank branch. And you earn commission for serving your customers.

Aadhaar Enabled Banking
Benefits to customers:
  • Withdraw cash from account of any bank without visiting bank or ATM
  • Safe; completely digital; paperless
  • Fast, hassle free, using only fingerprint
  • Service availability beyond banking hours and holidays
  • Absolutely free of cost
Benefits to Retailer:
  • Simple to start and operate with very small initial investment; more footfall
  • Kiosk branding with Bank’s logo; Induces immediate trust
  • Technology driven; Aadhaar enable; fraud-proof
  • Comprehensive services portfolio – more services; more commission earnings
  • Efficient use of cash in hand
  • Easy to use mobile application
  • Instant settlement
  •  
 
Domestic Money Transfer Services
Benefits to customers:
  • Instantly transfer cash in hand to account of your family members across India
  • Safe and secure
  • No need to deposit money in bank account before transfer
  • Service availability beyond banking hours and holidays
  • Low cost of service
Benefits to Retailer:
  • Simple to start and operate with small initial investment
  • Kiosk branding with Bank’s logo; Induces immediate trust
  • Attractive commission
  • Other financial services also given at retail point – more services; more commission
  • Rotate money frequently
  • Easy to use mobile application

Withdraw cash by using Debit card and PIN without searching for an ATM or visiting a bank branch. Customers may also use their credit cards for paying for their purchases.

Mini-ATM
Benefits to customers:
  • No need of searching ATM or travelling to bank branch
  • No need of carrying cash for purchases of any amount through Mini-ATM machine
  • Can withdraw up to Rs.10,000 in one go
  • Service available even beyond banking hours and on holidays
  • Absolutely free of cost
Benefits to Retailer:
  • Attractive commission on every transaction
  • Simple to operate; safe
  • Very low initial investment in the machine
  • Attract more customers to your shop; increased footfall; higher sale
  • Easy to use mobile application
  • Instant settlement

Our friendly Xpresso platform will help your customers in paying for their bills and recharges etc. without standing in long queues. You will be surprised to see how much more you can achieve through our Xpresso engine. And not to forget, you earn attractive commission on every service.

Bill Pay and Utility Services
Benefits to customers:
  • Comprehensive suite of services under one roof
  • Pay electricity bills even on bank holidays
  • Book rail tickets without standing in long queue
  • Recharge mobile and DTH instantly
  • Create your PAN card online
  • Pay insurance premium
  • Low cost of service
Benefits to Retailer:
  • Attractive commission on every service
  • Simple to operate; safe
  • Very low investment in starting business
  • Attract more customers to your shop; everyone has need of paying bills
  • Rotate money frequently

Our friendly Xpresso platform will help your customers in paying for their bills and recharges etc. without standing in long queues. You will be surprised to see how much more you can achieve through our Xpresso engine. And not to forget, you earn attractive commission on every service.

Recharge
Benefits to customers:
  • Comprehensive suite of services under one roof
  • Pay electricity bills even on bank holidays
  • Book rail tickets without standing in long queue
  • Recharge mobile and DTH instantly
  • Create your PAN card online
  • Pay insurance premium
  • Low cost of service
Benefits to Retailer:
  • Attractive commission on every service
  • Simple to operate; safe
  • Very low investment in starting business
  • Attract more customers to your shop; everyone has need of paying bills
  • Rotate money frequently

Our friendly Xpresso platform will help your customers in paying for their bills and recharges etc. without standing in long queues. You will be surprised to see how much more you can achieve through our Xpresso engine. And not to forget, you earn attractive commission on every service.

PAN Card
Benefits to customers:
  • Comprehensive suite of services under one roof
  • Pay electricity bills even on bank holidays
  • Book rail tickets without standing in long queue
  • Recharge mobile and DTH instantly
  • Create your PAN card online
  • Pay insurance premium
  • Low cost of service
Benefits to Retailer:
  • Attractive commission on every service
  • Simple to operate; safe
  • Very low investment in starting business
  • Attract more customers to your shop; everyone has need of paying bills
  • Rotate money frequently

Our friendly Xpresso platform will help your customers in paying for their bills and recharges etc. without standing in long queues. You will be surprised to see how much more you can achieve through our Xpresso engine. And not to forget, you earn attractive commission on every service.

Ticketing
Benefits to customers:
  • Comprehensive suite of services under one roof
  • Pay electricity bills even on bank holidays
  • Book rail tickets without standing in long queue
  • Recharge mobile and DTH instantly
  • Create your PAN card online
  • Pay insurance premium
  • Low cost of service
Benefits to Retailer:
  • Attractive commission on every service
  • Simple to operate; safe
  • Very low investment in starting business
  • Attract more customers to your shop; everyone has need of paying bills
  • Rotate money frequently

Our friendly Xpresso platform will help your customers in paying for their bills and recharges etc. without standing in long queues. You will be surprised to see how much more you can achieve through our Xpresso engine. And not to forget, you earn attractive commission on every service.

Vehicle Insurance
Benefits to customers:
  • Comprehensive suite of services under one roof
  • Pay electricity bills even on bank holidays
  • Book rail tickets without standing in long queue
  • Recharge mobile and DTH instantly
  • Create your PAN card online
  • Pay insurance premium
  • Low cost of service
Benefits to Retailer:
  • Attractive commission on every service
  • Simple to operate; safe
  • Very low investment in starting business
  • Attract more customers to your shop; everyone has need of paying bills
  • Rotate money frequently

Our friendly Xpresso platform will help your customers in paying for their bills and recharges etc. without standing in long queues. You will be surprised to see how much more you can achieve through our Xpresso engine. And not to forget, you earn attractive commission on every service.

Insurance Premium
Benefits to customers:
  • Comprehensive suite of services under one roof
  • Pay electricity bills even on bank holidays
  • Book rail tickets without standing in long queue
  • Recharge mobile and DTH instantly
  • Create your PAN card online
  • Pay insurance premium
  • Low cost of service
Benefits to Retailer:
  • Attractive commission on every service
  • Simple to operate; safe
  • Very low investment in starting business
  • Attract more customers to your shop; everyone has need of paying bills
  • Rotate money frequently

Offer ease and choice to your customers while buying and renewing insurance for protecting their family, health and vehicles. Plus earn attractive commission.

Insurance Services
Benefits to customers:
  • Wide choice from multiple companies in a single platform; no need to contact different companies and agents
  • Instant policy generation
  • Can pay by cash at the retail point
  • Efficient claim process
  • Meet all your insurance needs under one roof – Private and commercial vehicle, life, personal accident, family health
Benefits to Retailer:
  • Easy to understand plans; no need of extensive training
  • Instant policy generation
  • Efficient and hassle-free complaint and claim management
  • Attractive commission
  • Completely digital; paper-less
  • Easy to use mobile application

ROINET has partnered with a Singapore based leading technology company – Third Wave Power which is engaged in research and development of innovative low-cost solar solutions designed for rural homes.

ROINET-Third Wave Power

Third Wave Power aims to emPOWER people around the world, by creating portable power solutions that are essential for work and life, on or off the power grid. Third Wave Power’s renewable power solutions are used in field work, emergency back-up situations, outdoor and rural environments the world over, bringing POWER to people where it matters.

  • Winner, Renewable Energy, ASEAN INDIA GRAND CHALLENGE, PRAVASI BHARATI DIVAS 2018
  • Winner, 2014 Frost & Sullivan North American Solar Portable Battery Charger New Product Innovation Leadership Award
  • Winner, Fresh Award ‘A First Look at New Technology’, DISTREE EMEA 2014
  • Winner, Fresh Award ‘A First Look at New Technology’, DISTREE APAC 2013
  • Green Technology Award, Singapore Sustainability Awards 2013
  • Most Eco-friendly Start-up, TechVenture 2011

PICO Products

Jugnu Pico products consist of 3 in Pico Range. They bring a variety of features from lighting at different price points depending on customer budget. All products consist of a solar panel, battery & the key features.

Jugnu Solar Lamp

Jugnu Solar Lamp is designed with simplicity in mind; easy to use and convenient to carry around. Illuminated by 0.5W LED, it is 3x brighter than kerosene lamp and can last for up to 6.5 hours before recharge. The dual brightness light settings to make the light meet your personal needs for reading or working. With 1500 charge cycle, its 3.2V/400 mAh rechargeable battery lasts long. The high efficiency built-in 0.3W monocrystalline solar panel charge the battery in 8 hours under direct sunlight. And the multi-purpose handle to position or tilt the light to the right angle at your need.

  • Long lasting efficient LED
  • Dual brightness light settings
  • Long lasting rechargeable battery
  • High efficiency solar panel
  • Multi-purpose handle to carry, and position or tilt the light

Jugnu Solar Lantern

Jugnu Solar Lantern is designed with simplicity in mind; easy to use and convenient to carry around. Illuminated by 0.5W LED, it is 3x brighter than kerosene lamp and can last for up to 10 hours before recharge. The dual brightness light settings to make the light meet your personal needs for reading or working. With 1500 charge cycle, its 3.2V/500mAh rechargeable battery lasts long. The high efficiency built-in 0.4W monocrystalline solar panel charge the battery in 8 hours under direct sunlight. And Sleek product design with adjustable handle to allow sharing of light within a group, light up a room.

  • Long lasting efficient LED
  • Dual brightness light settings
  • Long lasting rechargeable battery
  • High efficiency solar panel
  • Sleek design with handle for carrying, positioning and sharing of light

Jugnu Solar Lightbox & Phone Charger

Illuminated by bright LEDs, the Solar Lightbox & Phone charger is up to 20x brighter than kerosene lamp and can last for up to 80 hours before recharge. Lightbox is built-in with a rechargeable and replaceable LFP battery. The high efficiency polycrystalline external solar panel charge the battery  6-8 hours under direct sunlight. The multi-level brightness light settings ensuresthe light can meet your personal needs for reading, working & bed light. Different lighting angles and hand strap made it suitable for different indoor & outdoor usage modes. You canalso charge your phone from the USB port.

  • Available in 3 Models (140 Lumen, 200 Lumen, 240 Lumen)
  • 5 level brightness light setting and lighting angles
  • Rugged, Light weight design for indoor and outdoor mobility